Umbrella Insurance in Texas
At Insurance Solutions of Texas, we understand that our customers in the Sugar Land, TX and Bellaire, TX areas enjoy activities and celebrations at their private residence. Unfortunately, accidents have the potential of happening, leaving the homeowner responsible for damages and costs associated with the claim. Should your standard home insurance liability coverage not cover the cost of damages, you are financially responsible for the cost difference. Below are the reasons why an umbrella insurance policy should be in your future.
Add Coverage to Your Home
Umbrella insurance is essentially an additional liability coverage policy that you can supplement with your home insurance. For families who may have a lot of assets, such as their home, vehicles, and savings, keeping them secure is important for the family's financial future. Without umbrella insurance, you could be forced to sell these assets to pay the required liability claim when sued.
Add Your Car Also
You are also able to carry an umbrella insurance policy on your car, as well. Should you be involved in an accident where you are liable, the medical bills can often exceed the liability amounts on your auto policy, or exhaust them completely. If you are in a second accident in the same coverage year, you will be forced to pay the charges for the second accident out-of-pocket, forcing you to turn to any assets you may have.
Renters Are Included
For those who are renting a home and have a renter’s insurance policy, there is some liability coverage in these policies, the same risk potential that exists in a home for a homeowner can exist for those who are renting. If you are a Texas renter with a significant amount of assets, make sure to cover them today.
Contact Us Today
Proudly serving clients in the Sugar Land, TX and Bellaire, TX communities, our agents at Insurance Solutions of Texas are ready to assist you with your insurance needs today.