How to Prepare for Floods and Minimize Losses in Texas

Floods wreak havoc on your business or home, leaving you devastated, yet it’s a common natural hazard in Texas. As a homeowner, you should prepare for this calamity as it triggers landslides, infrastructure damage, and power outages. How do you minimize flood losses in Texas? This quick guide offers insights. 

Consider Flood Insurance 

The Federal Emergency Management Agency (FEMA) regulates the National Flood Insurance (NFIP). FEMA works with over 50 insurance agencies to deliver flood insurance to the public. Partnering with a reputable company as Insurance Solutions of Texas ensures you reduce losses when floods strike. 

Examine and Seal Cracks and Openings in Your Foundation

During your annual home maintenance, cover openings in your home. These include windows, doors, exhaust, and utility penetrations. Check your foundations regularly and seal cracks with mortar caulk or masonry. 

Enhance Your Home’s Drainage and Grading

When it rains, monitor the water that collects around your home. Focus on the foundation area. If you discover drainage issues, enhance the grading. A suitable option is to install a drainage system in the impacted spots to ensure this doesn’t occur during heavy storms. 

Remove Debris from Ditches and Drains

Eliminate mulch, pilling leaves, and other debris from your yard. Left here, they could get into the drains, blocking the paths. If many trees surround your home, ensure you rake the yard and remove the leaves. 

Inspect and Clean Gutters and Downspouts

Your gutters should be clear and devoid of visible blockage. Inspect your gutters and downspouts annually if your home has many trees around. A leaf blower helps with gutter cleaning. A professional landscape professional that works around Sugar Land, TX may assist with gutter and downspout cleaning. 

Work with a Reliable Insurance Agency 

While floods cause excess damage and losses, this shouldn’t be the case. Prepare for such disasters by getting insurance coverage from Insurance Solutions of Texas. Contact us in Sugar Land, TX for more information or inquiries.