Tips for making and storing a home inventory

When you own a home, you have home insurance so that if anything happens to your home to damage it, you will have the money to do the necessary repairs or replace the items you lost. That is when a home inventory comes in handy. At Insurance Solutions of Texas in Sugar Land, TX, we understand what homeowners expect from their home insurance, and we try to make sure that the coverage you have fits those expectations. 

You have options when it comes to making a home inventory. You can do a video inventory, or you can do the more traditional written one. If you are doing a written one, bring along your phone so that you can add pictures. Pick a room to start and go through the room, opening any cupboards, drawers, or closets and listing each item in as much detail as possible. Include brand names and model numbers and if you have an invoice for the item, attach it to that page. Take photos of the room from different angles. 

Go through your home, one room at a time, and do the same thing. If you have any high-priced items, it helps to have an appraisal to prove that information. Don’t forget to go to the attic, the basement, and the garage. Once you have covered every area of your home, it is time to consider where you will keep it.

Storing your inventory is essential. You want it somewhere you will be able to get to it if something happens to your home. A safe deposit box is ideal, but a copy on the cloud will guarantee that you will have access to it if the need arises. 

Contact Insurance Solutions of Texas in Sugar Land, TX, to discuss the coverage that will make it easier for you to sleep at night.