If your home is located in a floodplain zone, your mortgage lender will require you to have flood insurance. Even if your home is not located in a designated flood zone, it is still a good idea to have a policy in place since floods can happen anywhere. The flood insurance agents at Insurance Solutions of Texas in Sugar Land, TX, understand the importance of having a flood insurance policy in place to be on the safe side.

The state of Texas is prone to suffering floods, especially if your house is located in a coastal area or in a wide band area that is often referred to as Flash Flood Alley.  

Flood insurance Coverage

A flood insurance policy will cover any damages to your home, including the structure of your house and any outbuildings on the property, due to a flood up to the amount of $250,000. You will need to obtain a separate policy that will cover your personal belongings in the event of a flood, and that coverage can be any amount up to $100,000. Keep in mind, though, that there is a 30-day waiting period before your flood insurance coverage is active when it comes to most flood insurance policies. In other words, do not wait until a storm is on the horizon before you try to obtain a policy.

Call For An Appointment Today

To get your policy started right away, you will want to contact a flood insurance agent you can trust. The flood insurance agents at Insurance Solutions of Texas in Sugar Land, TX can assist you in obtaining your flood insurance policy today so call for an appointment.