Auto Insurance Requirements and Options in Texas

In the state of Texas, all drivers must have at least a liability insurance policy that will cover injuries and property damage sustained by other people in a crash that you caused. The auto insurance agents at Insurance Solutions of Texas in Sugar Land, TX can explain the additional liability auto insurance coverage that you can obtain.

Underinsured/Uninsured Auto Insurance Coverage

You can also get uninsured and underinsured motorist coverage. If you are hit by someone in an accident who does not have insurance or does not have enough to pay for damages, your policy will pick up the difference.

Comprehensive Insurance

Comprehensive insurance will pay for your vehicle if damaged or destroyed in an unforeseen circumstance, such as a fire, vandalism incident, or natural disaster. It will also pay to replace your vehicle if it is stolen.

Collision Insurance

Collision insurance will pay for damages to your vehicle if you collide with another auto or object.

Medical Payment Insurance Coverage

Medical payment insurance will pay medical bills for you and your passengers and will pay your medical bills if you’re injured while riding in someone else’s vehicle.  

Other Types of Auto Insurance Coverage

There are a few other auto insurance coverage types that you can opt to add to your policy, including towing and labor coverage and personal injury protection coverage, which is similar to the medical payment coverage. Still, it also pays for lost wages and even some non-medical costs.

Call For a Quote

To obtain the types of coverage you need and to provide you with the security you deserve, contact the experienced and trusted auto insurance agents at Insurance Solutions of Texas in Sugar Land, TX.