Why commercial insurance is good for your small business

It isn’t easy to be a small business owner. It comes with lots of hard work and worry. One thing you shouldn’t have to worry about is protecting your investment. Commercial insurance offers a wide variety of protections, which can be very good for your small business. The trusted professionals at Insurance Solutions of Texas in Sugar Land, TX have been helping small businesses like yours to choose the perfect coverage for their particular type of business since 1993. Commercial insurance isn’t one size fits all, but some types of coverage are almost universally useful. 

Helps you stay in business

Unfortunately, there are lots of things that can put you out of business, both temporarily or permanently. You need to have a place to do business and the equipment and products to conduct that business. Commercial property insurance protects you from a wide variety of hazards that can make it difficult or impossible to operate your business. 

Helps pay your expenses

If you are not able to conduct business for some time, income will be shallow and scarce. Business Interruption Insurance will help to keep your business going until things are back to normal. It pays regular running expenses and assists with payroll for both you and your staff.  

Helps protect and retain your employees

Workers’ Compensation Insurance pays your workers if they are hurt while performing their regular work duties. It pays medical expenses and loss of work income. Workers will appreciate your having this insurance since it is not required by law in Texas. 

When you are ready to have your current commercial policy reviewed or are a new business owner looking for your first policy, Insurance Solutions of Texas in Sugar Land, TX is ready and able to sit down with you and discuss your needs. Give the office a call or stop by to make an appointment.